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THE LAKE PROJECT - STUGA B

In this example you can see the costs, revenue, profit and return on investment when you buy a cottage for 319 000 SEK while spending 2 weeks of vacation in your cottage in July and 1 week in October. The first calculation is based on a cottage that is not renovated. The second calculation is based on a cottage that is renovated. For more in-depth information, you can click on the links in the table below.

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COTTAGE B – 319 000 SEK
CALCULATION PERIOD
WITHOUT RENOVATION
2024
1 year
2024 – 2033
10 years
2024 – 2043
20 years
A. Rental income (50%-60%)
A – specification rental income
32 500
353 100
783 600
B. Costs
B – specification of costs
24 000
262 790
583 130
C. Profit (A-B)
8 500
90 310
200 470
Return on investment – financial (C / 319 000)
2,7%
2,8%
3,1%
D. Value of own usage
2 – specification value own usage
16 500
180 670
400 900
Return on investment – financial + benefit (C+D / 319 000)
7,8%
8,5%
9,4%
COTTAGE B – 319 000 SEK
CALCULATION PERIOD
WITH RENOVATION
2024
1 year
2024 – 2033
10 years
2024 – 2043
20 years
A. Rental income (50%-60%)
A – specification rental income
32 500
555 250
1 354 735
B. Costs
B – specification of costs
24000
262790
583130
C. Profit (A-B)
8 500
292 447
771 595
Return on investment – financial (C / 319 000)
2,7%
9,2%
12,1%
D. Value of own usage
2 – specification value own usage
16 500
249 194
590 091
Return on investment – financial + benefit (C+D / 319 000)
7,8%
17%
21,3%